Delhi Red Fort Blast: Was your car also damaged in the Delhi blast? Learn how to claim insurance.

Delhi Red Fort Blast: Significant news has emerged from the country's capital, Delhi. A high-intensity blast occurred in a car near the Red Fort on Monday evening. The blast caused several cars to catch fire, resulting in the death of eight people so far, and several others are reported injured. Officials on the scene say the death toll may rise. A high alert has been issued for Delhi and the surrounding states.

Following the damage to cars in this Delhi blast, a question arises: can an insurance claim be made if your car is damaged in such a blast or man-made disaster? Let's find out what insurance companies' rules are regarding this.

What to do in such an incident?

Insurance experts say that filing an insurance claim becomes a little more difficult in a war situation or a blast. If such an incident happens to you, first ensure your safety and gather all the evidence. For example, take photos of the car from every angle, collect photos and videos of the surroundings, and avoid tampering with your car at all. After collecting all the evidence, first file a police FIR. Then, inform the insurance company about the incident via phone or email, sending them a copy of the FIR and all the necessary documents along with all the evidence.

Claims are not received in these circumstances.

According to insurance experts, most insurance companies accept claims in cases of natural disasters such as floods, rain, lightning, or earthquakes. Furthermore, claims are also accepted in cases of man-made disasters such as fire, terrorist incidents, or riots. However, motor insurance also contains an exclusion clause that excludes certain circumstances from coverage. These include events such as war, military action, bombings, and biochemical attacks. This clause was introduced after the September 11, 2001, terrorist attacks in New York and was intended to protect insurance companies from bankruptcy.